Exchange Bitcoin (BTC) to USD Coin (USDC)

Exchange BTC to USDC

Convert Bitcoin into USDC without an account. You set the amount, choose the network, give a USDC address, send your BTC, and the coins land in your wallet, usually within 5 to 30 minutes. This is the swap people make when part of a Bitcoin position should stop moving with the market: USDC is a dollar token issued by Circle and backed by cash and short-dated US Treasuries, and it arrives in a wallet you hold the keys to rather than as a balance on someone else's platform. Swapuz reads the BTC to USDC rate from centralized and decentralized liquidity at the same time. Take the floating rate for the market price at the moment your deposit confirms, or lock a fixed rate and know the exact number of USDC in advance.

How to exchange BTC to USDC

The swap runs across three screens: Details, Processing and Finish.

1. Set up the swap. Put BTC in the "You send" field and USDC in "You get", type the amount, and decide on the rate. Floating is recalculated when your deposit confirms; fixed is locked right away with the padlock icon.

2. Pick the network and add your USDC address. USDC is issued natively on Ethereum, Solana, Base, Arbitrum, Polygon and Avalanche, and each of those is a separate token with its own address format. Take the address from the deposit screen of the wallet or exchange that will receive it, and check that the network selected there is the one selected here. An address meant for another network will not receive the payout, and crypto transfers cannot be recalled.

3. Send your Bitcoin. Swapuz shows a one-time BTC deposit address. Send the exact amount to it from your wallet, by QR code or through WalletConnect. The order then moves through Send Deposit, Confirming, Exchanging and Sending.

4. Get your USDC. Once your Bitcoin deposit has enough confirmations, the swap runs and the USDC goes out on the network you picked. Nothing is held on the platform in between: your coins pass through the swap and move on.

Why swap BTC to USDC on Swapuz

• No registration and no KYC by default. The only thing you hand over is the address the USDC goes to.
• Swapuz is non-custodial, so there is no balance to freeze and nothing left on the platform once the swap is done.
• Every order is fixed or floating by your choice, with no account tier deciding it for you.
• The dollars end up in a wallet you control. A USDC balance in your own wallet is not the same thing as a dollar balance sitting inside someone else's exchange account.
• Rates come from CEX and DEX liquidity at the same time, across 1,200+ coins. On this pair the routing works on the Bitcoin side, where depth is spread across venues, while USDC is quoted against almost everything.
• A 0.8% service fee plus the network fee, both shown before you confirm, and an account takes 10% off the service fee.
• No upper limit on a swap, and support answers 24/7.

BTC to USDC exchange rate

The BTC to USDC rate on this page is live and shows the best route Swapuz can find at that moment. USDC is meant to hold a dollar, so the chart is really the dollar price of Bitcoin: the dollar side barely moves, and everything you see comes from BTC.

Bitcoin timing is what makes the fixed and floating choice concrete here. A deposit waits for block confirmations, and in a busy mempool that can take longer than the ten minutes a block usually implies. A floating order settles at the rate of the moment those confirmations land, while a fixed order keeps the dollar figure you saw when you created it, provided the deposit arrives inside the window shown on the order.

The table below converts common Bitcoin amounts at the current rate.